ExecutivePulse
Official Federal Data

Cass County, Michigan

FIPS 26027 · South Bend-Mishawaka, IN-MI · Population 51,520
9 Sources Updated June 22, 2026
$70,443
Median Income
$80,734 national
5.2%
Unemployment
4% national
$1.9B
GDP
21.8%
Bachelor's+
35.7% national

Demographics & Population

Census Bureau American Community Survey 2020-2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$70,443
Per Capita
$39,236
Mean Household
$95,850
Poverty Rate
11.9%
Median Income Comparison
Cass County$70,443
Michigan$72,875
National$80,734

Population Profile

Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
65+: 22.6% (11,620 residents) 55-64: 15.3% (7,908 residents) 35-54: 23.7% (12,224 residents) 18-34: 18.2% (9,371 residents) Under 18: 20.2% (10,397 residents) 46 Median Age
Cohorts
Under 18 · 20.2%
18-34 · 18.2%
35-54 · 23.7%
55-64 · 15.3%
65+ · 22.6%
Race & Ethnicity
White84.8%
Black or African American4.1%
Asian0.8%
Hispanic or Latino(any race)4.5%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
90%
High School+
National: 89.6%
▲ +0.4 pts
21.8%
Bachelor's+
National: 35.7%
▼ 13.9 pts
8%
Graduate+
National: 14.1%
▼ 6.1 pts

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
51,520
Population
24,940
Labor Force
Employed
23,685
Unemployment Rate BLS LAUS 2025 annual
5.2% ▲ +0.2 pts YoY
Mean Commute 2 min below national avg
24.4 min
Work From Home vs 15.1% national
7.8%
Key Takeaways
  • Talent gap: Bachelor's-or-higher attainment trails the national average by 13.9 pts, relevant for advanced-services attraction strategy.
  • Aging population: Median age of 46 is materially above the U.S. norm; succession planning and senior-services demand are real factors.

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$1.9B
Gross Domestic Product · 2024
Source: Bureau of Economic Analysis · CAGDP1 Regional GDP

Top Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2025 Annual
Top industries by employment in Cass County, Michigan, with employment, share of top sectors, and average wage
IndustryEmploymentShare of Top 10Avg Wage
1Manufacturing
2,031 32.9%
$61,475
2Accommodation and Food Services
1,137 18.4%
$19,482
3Retail Trade
781 12.6%
$33,171
4Health Care and Social Assistance
430 7.0%
$72,294
5Construction
384 6.2%
$64,288
6Administrative and Support and Waste Management
384 6.2%
$55,142
7Wholesale Trade
298 4.8%
$82,800
8Other Services (except Public Administration)
265 4.3%
$28,925
9Finance and Insurance
242 3.9%
$100,363
10Arts, Entertainment, and Recreation
227 3.7%
$25,105
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Key Takeaways
  • Largest sector: Manufacturing employs 2,031 workers (32.9% of tracked sectors), at an average wage of $61,475.
  • Economic scale: Regional GDP of $1.9B (2024).
  • Wage stratification: Finance and Insurance averages $100,363 while Accommodation and Food Services averages $19,482, a 5.2x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
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Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Concentrated Industries
Source: BLS QCEW · 3-digit NAICS sub-sector · Location Quotient vs. national employment share
Same source as the Top Industries table above, sub-sector view surfaces the specialization the supersector view masks (e.g., Plastics & Rubber Manufacturing inside the Manufacturing supersector).
Wood Product Manufacturing
20.67x
511
Plastics and Rubber Products Manufacturing
15.52x
669
Animal Production and Aquaculture
5.18x
86
Crop Production
4.30x
140
Waste Management and Remediation Services
3.67x
117
Fabricated Metal Product Manufacturing
3.00x
263
2.63x
37
1.91x
2,658
Amusement, Gambling, and Recreation Industries
1.77x
208
Gasoline Stations and Fuel Dealers
1.50x
97

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Goods-Producing Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
2,658
Cluster Employment
1.91x
Peak LQ
Concentrated Sub-Sectors
Wood Product Manufacturing
20.67x 511
Plastics and Rubber Products Manufacturing
15.52x 669
Animal Production and Aquaculture
5.18x 86
Crop Production
4.30x 140
Waste Management and Remediation Services
3.67x 117
Fabricated Metal Product Manufacturing
3.00x 263
2.63x 37
1.91x 2,658
Amusement, Gambling, and Recreation Industries
1.77x 208
Gasoline Stations and Fuel Dealers
1.50x 97

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.46x
Credit Intermediation and Related Activities
73 employed
0.48x
Ambulatory Health Care Services
265 employed
Key Takeaways
  • Top specialization: Wood Product Manufacturing concentrates at 20.67x the national norm, top-decile concentration, the kind of signature sector that defines a region's economic identity to site selectors.
  • Cluster depth: 10 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
  • Attraction whitespace: 7 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Cass County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2025 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS · HUD Fair Market Rents FY2026

Housing Overview

Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$218,000
Median Home Value vs 2019
$916
Rent/Mo
81.6%
Owner-Occ
17.4%
Vacancy
3.1x
Home Value to Income Ratio
vs. ~4.1x national average

HUD Fair Market Rents

Source: HUD · Fair Market Rents FY2026
Studio
$775/mo
1 Bedroom
$906/mo
2 Bedroom
$993/mo
3 Bedroom
$1,272/mo
4 Bedroom
$1,666/mo
30% of monthly median household income (~$1,761/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
  • In line with national: Home value to income ratio of 3.1x sits near the ~4.1x national average; affordability is neither a clear advantage nor a recruitment friction.
  • High home ownership: 81.6% owner-occupied; rental supply may be tight for incoming workers.
  • Elevated vacancy: 17.4% vacancy rate. In resort, rural, and seasonal markets much of this is recreational/seasonal (second homes), not available supply; confirm the vacancy-by-reason split before treating it as a redevelopment opportunity.
  • Broadly affordable rents: All 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$1,761/mo), a clear cost-of-living advantage for workforce attraction.
Source: Census ACS housing tables + HUD Fair Market Rents.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
29,503
Working Age (18-64) vs 2019
Mean Commute 2 min below national avg
24.4 min
Work From Home vs 15.1% national
7.8%
Prime-Age Employed (25-54)
79.1%
of prime-age population
Labor force participation rate: 60.6% of working-age population (18-64) 61% Participation
▼ vs 2019

Education & Talent Pipeline

Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
21.8%
HS Diploma+
90%
Regional / Statewide Institutions
Total credentials awarded
52,294/yr
University of Michigan-Ann Arbor 15,687/yr
Michigan State University 13,090/yr
Wayne State University 7,003/yr
Grand Valley State University 6,722/yr
Western Michigan University 5,086/yr
Oakland University 4,706/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
26.8%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
33.2%
Service
15.3%
Sales & Office
18.9%
Construction / Maint.
12.2%
Production / Transport
20.4%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 23,685 employed workers.
Key Takeaways
  • Succession risk is real: 26.8% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
  • Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 35,780 annual credentials.
Source: ACS workforce data and College Scorecard.

AI Insights

AI-assisted analysis, drawn from 9 federal data sources

Sample AI Insight

Cass County shows strong potential for wood product manufacturing attraction, with a 20.67x concentration and 511 jobs in this sub-sector. It ranks in the top decile nationally. Near-term succession risk is elevated, with 26.8% of the working-age population within 10 years of retirement age.

The interconnected base across wood product manufacturing, plastics and rubber products manufacturing, and animal production and aquaculture creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example

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Data Sources

Updated from official federal government data.

Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23

Frequently Asked Questions

Key economic and demographic figures for Cass County, Michigan, from federal data sources.

What is the population of Cass County, Michigan?

51,520 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the median household income in Cass County, Michigan?

$70,443 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the unemployment rate in Cass County, Michigan?

5.2% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).

What is the GDP of Cass County, Michigan?

$1.9B (U.S. Bureau of Economic Analysis, CAGDP1).