ExecutivePulse
Official Federal Data

Charlotte County, Florida

FIPS 12015 · Punta Gorda, FL · Population 201,064
9 Sources Updated June 22, 2026
$69,952
Median Income
$80,734 national
4.9%
Unemployment
4% national
$9.8B
GDP
27%
Bachelor's+
35.7% national

Demographics & Population

Census Bureau American Community Survey 2020-2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$69,952
Per Capita
$42,592
Mean Household
$92,474
Poverty Rate
9%
Median Income Comparison
Charlotte County$69,952
Florida$74,568
National$80,734

Population Profile

Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
65+: 40.5% (81,528 residents) 55-64: 17.2% (34,490 residents) 35-54: 17.9% (35,905 residents) 18-34: 12.7% (25,493 residents) Under 18: 11.8% (23,648 residents) 60 Median Age
Cohorts
Under 18 · 11.8%
18-34 · 12.7%
35-54 · 17.9%
55-64 · 17.2%
65+ · 40.5%
Race & Ethnicity
White83.1%
Black or African American5.2%
Asian1.4%
Hispanic or Latino(any race)8.2%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
92.5%
High School+
National: 89.6%
▲ +2.9 pts
27%
Bachelor's+
National: 35.7%
▼ 8.7 pts
10.7%
Graduate+
National: 14.1%
▼ 3.4 pts

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
201,064
Population
78,049
Labor Force
Employed
73,788
Unemployment Rate BLS LAUS 2025 annual
4.9% ▲ +0.8 pts YoY
Mean Commute
26.9 min
Work From Home vs 15.1% national
16.2%
Key Takeaways
  • Talent gap: Bachelor's-or-higher attainment trails the national average by 8.7 pts, relevant for advanced-services attraction strategy.
  • Aging population: Median age of 60 is materially above the U.S. norm; succession planning and senior-services demand are real factors.

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$9.8B
Gross Domestic Product · 2024
Source: Bureau of Economic Analysis · CAGDP1 Regional GDP

Top Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2025 Annual
Top industries by employment in Charlotte County, Florida, with employment, share of top sectors, and average wage
IndustryEmploymentShare of Top 10Avg Wage
1Health Care and Social Assistance
10,247 22.4%
$67,902
2Retail Trade
9,816 21.5%
$39,033
3Accommodation and Food Services
8,318 18.2%
$31,581
4Construction
5,148 11.3%
$60,052
5Professional, Scientific, and Technical Services
3,366 7.4%
$89,099
6Administrative and Support and Waste Management
2,696 5.9%
$49,700
7Other Services (except Public Administration)
2,062 4.5%
$44,021
8Transportation and Warehousing
1,634 3.6%
$59,338
9Arts, Entertainment, and Recreation
1,260 2.8%
$30,781
10Finance and Insurance
1,119 2.5%
$94,406
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Key Takeaways
  • Largest sector: Health Care and Social Assistance employs 10,247 workers (22.4% of tracked sectors), at an average wage of $67,902.
  • Economic scale: Regional GDP of $9.8B (2024).
  • Wage stratification: Finance and Insurance averages $94,406 while Arts, Entertainment, and Recreation averages $30,781, a 3.1x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
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Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Concentrated Industries
Source: BLS QCEW · 3-digit NAICS sub-sector · Location Quotient vs. national employment share
Same source as the Top Industries table above, sub-sector view surfaces the specialization the supersector view masks (e.g., Plastics & Rubber Manufacturing inside the Manufacturing supersector).
Building Material and Garden Supply Retailers
2.54x
1,277
Scenic and Sightseeing Transportation
2.52x
28
Accommodation
2.13x
1,503
General Merchandise Retailers
2.02x
2,397
Specialty Trade Contractors
2.01x
3,847
Motor Vehicle and Parts Dealers
1.88x
1,413
Nursing and Residential Care Facilities
1.80x
2,266
Food and Beverage Retailers
1.70x
2,028
Furniture, Home Furnishings, and Other Retailers
1.70x
480
Amusement, Gambling, and Recreation Industries
1.65x
1,158

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Retail Trade Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
7,595
Cluster Employment
2.54x
Peak LQ
Concentrated Sub-Sectors
Building Material and Garden Supply Retailers
2.54x 1,277
Scenic and Sightseeing Transportation
2.52x 28
Accommodation
2.13x 1,503
General Merchandise Retailers
2.02x 2,397
Specialty Trade Contractors
2.01x 3,847
Motor Vehicle and Parts Dealers
1.88x 1,413
Nursing and Residential Care Facilities
1.80x 2,266
Food and Beverage Retailers
1.70x 2,028
Furniture, Home Furnishings, and Other Retailers
1.70x 480
Amusement, Gambling, and Recreation Industries
1.65x 1,158

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.08x
Food Manufacturing
53 employed
0.16x
Computer and Electronic Product Manufacturing
60 employed
Key Takeaways
  • Top specialization: Building Material and Garden Supply Retailers concentrates at 2.54x the national norm.
  • Cluster depth: 10 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
  • Attraction whitespace: 8 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Charlotte County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2025 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS · HUD Fair Market Rents FY2026

Housing Overview

Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$328,900
Median Home Value vs 2019
$1,464
Rent/Mo
83.8%
Owner-Occ
23.7%
Vacancy
4.7x
Home Value to Income Ratio
vs. ~4.1x national average

HUD Fair Market Rents

Source: HUD · Fair Market Rents FY2026
Studio
$1,159/mo
1 Bedroom
$1,167/mo
2 Bedroom
$1,470/mo
3 Bedroom
$2,041/mo
4 Bedroom
$2,326/mo
30% of monthly median household income (~$1,749/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
  • In line with national: Home value to income ratio of 4.7x sits near the ~4.1x national average; affordability is neither a clear advantage nor a recruitment friction.
  • High home ownership: 83.8% owner-occupied; rental supply may be tight for incoming workers.
  • Elevated vacancy: 23.7% vacancy rate. In resort, rural, and seasonal markets much of this is recreational/seasonal (second homes), not available supply; confirm the vacancy-by-reason split before treating it as a redevelopment opportunity.
  • Affordable rent tiers: 3 of 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$1,749/mo).
Source: Census ACS housing tables + HUD Fair Market Rents.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
95,888
Working Age (18-64) vs 2019
Mean Commute
26.9 min
Work From Home vs 15.1% national
16.2%
Prime-Age Employed (25-54)
76.8%
of prime-age population
Labor force participation rate: 44% of working-age population (18-64) 44% Participation
▲ vs 2019

Education & Talent Pipeline

Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
27%
HS Diploma+
92.5%
Regional / Statewide Institutions
Total credentials awarded
104,745/yr
University of Central Florida 20,166/yr
Florida International University 18,426/yr
University of Florida 18,084/yr
Valencia College 17,631/yr
Miami Dade College 16,153/yr
University of South Florida 14,285/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
36%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
35.1%
Service
19.7%
Sales & Office
25%
Construction / Maint.
8.6%
Production / Transport
11.6%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 73,788 employed workers.
Key Takeaways
  • Succession risk is real: 36% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
  • Low participation: 44% labor force participation suggests untapped capacity; workforce development programs may unlock supply.
  • Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 56,676 annual credentials.
Source: ACS workforce data and College Scorecard.

AI Insights

AI-assisted analysis, drawn from 9 federal data sources

Sample AI Insight

Charlotte County shows emerging potential for building material and garden supply retailers attraction, with a 2.54x concentration and 1,277 jobs in this sub-sector. Near-term succession risk is elevated, with 36% of the working-age population within 10 years of retirement age.

The interconnected base across building material and garden supply retailers, scenic and sightseeing transportation, and accommodation creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example

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Data Sources

Updated from official federal government data.

Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23

Frequently Asked Questions

Key economic and demographic figures for Charlotte County, Florida, from federal data sources.

What is the population of Charlotte County, Florida?

201,064 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the median household income in Charlotte County, Florida?

$69,952 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the unemployment rate in Charlotte County, Florida?

4.9% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).

What is the GDP of Charlotte County, Florida?

$9.8B (U.S. Bureau of Economic Analysis, CAGDP1).