Official Federal Data
Otsego County, New York
FIPS 36077 · Oneonta, NY · Population 60,108
9 Sources
Updated June 22, 2026
$68,885 ▲
Median Income
$80,734 national
4.3% ▲
Unemployment
4% national
$3.5B ▲
GDP
34.4% ▲
Bachelor's+
35.7% national
Demographics & Population
Census Bureau American Community Survey 2020-2024 · 5-Year Estimates
Household Income
Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$68,885 ▲
Per Capita
$36,840 ▲
Mean Household
$91,075 ▲
Poverty Rate
12.5% ▼
Median Income Comparison
Otsego County$68,885
New York$85,974
National$80,734
Population Profile
Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
Cohorts
Under 18 · 14.9%
18-34 · 29.8%
35-54 · 20.1%
55-64 · 13.7%
65+ · 21.5%
Race & Ethnicity
Hispanic or Latino is an ethnic category and overlaps with the race categories above.
Educational Attainment
Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
92.9%
High School+
National: 89.6%
▲ +3.3 pts
34.4%
Bachelor's+
National: 35.7%
▼ 1.3 pts
15.5%
Graduate+
National: 14.1%
▲ +1.4 pts
Employment Overview
Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
60,108
Population
28,870
Labor Force
Employed
26,938
Unemployment Rate BLS LAUS 2025 annual
4.3% ▲ +0.2 pts YoY
Mean Commute 4 min below national avg
22.9 min
Work From Home vs 15.1% national
11.7%
Key Takeaways
- Broadly in line with U.S. norms across income, poverty, and education.
Economy & Industry
Bureau of Labor Statistics QCEW · Bureau of Economic Analysis
Key Takeaways
- Largest sector: Health Care and Social Assistance employs 5,569 workers (34.2% of tracked sectors), at an average wage of $85,962.
- Economic scale: Regional GDP of $3.5B (2024).
- Wage stratification: Finance and Insurance averages $86,148 while Accommodation and Food Services averages $29,825, a 2.9x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
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Industry Concentration
Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.
Cluster Depth
Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Health Care & Social Assistance Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
1,577
Cluster Employment
2.18x
Peak LQ
Concentrated Sub-Sectors
Gasoline Stations and Fuel Dealers
2.44x 372
2.41x 80
Insurance Carriers and Related Activities
2.38x 899
Beverage and Tobacco Product Manufacturing
2.24x 107
Social Assistance
2.18x 1,577
Building Material and Garden Supply Retailers
2.14x 427
Educational Services
2.12x 1,002
Accommodation
1.88x 525
Utilities
1.80x 158
Animal Production and Aquaculture
1.58x 62
Attraction Opportunities
LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.25x
Administrative and Support Services
309 employed
0.27x
Merchant Wholesalers, Nondurable Goods
86 employed
0.30x
Specialty Trade Contractors
226 employed
Key Takeaways
- Top specialization: Gasoline Stations and Fuel Dealers concentrates at 2.44x the national norm.
- Cluster depth: 10 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
- Attraction whitespace: 8 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Housing & Affordability
Census ACS · HUD Fair Market Rents FY2026
Housing Overview
Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$179,100 ▲
Median Home Value vs 2019
$987 ▲
Rent/Mo
73.9% ▲
Owner-Occ
22.8% ▼
Vacancy
2.6x
Home Value to Income Ratio - Affordable
vs. ~4.1x national average
HUD Fair Market Rents
Source: HUD · Fair Market Rents FY2026
Studio
$847/mo
1 Bedroom
$965/mo
2 Bedroom
$1,228/mo
3 Bedroom
$1,472/mo
4 Bedroom
$1,626/mo
30% of monthly median household income (~$1,722/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
- Affordable market: Home value to income ratio of 2.6x is well below the ~4.1x national average; supports talent attraction and family settlement narratives.
- High home ownership: 73.9% owner-occupied; rental supply may be tight for incoming workers.
- Elevated vacancy: 22.8% vacancy rate. In resort, rural, and seasonal markets much of this is recreational/seasonal (second homes), not available supply; confirm the vacancy-by-reason split before treating it as a redevelopment opportunity.
- Broadly affordable rents: All 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$1,722/mo), a clear cost-of-living advantage for workforce attraction.
Source: Census ACS housing tables + HUD Fair Market Rents.
Workforce Pipeline
Labor force readiness, commuting, and workforce composition
Labor Market Overview
Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
38,246 ▲
Working Age (18-64) vs 2019
Mean Commute 4 min below national avg
22.9 min
Work From Home vs 15.1% national
11.7%
Prime-Age Employed (25-54)
79.1%
of prime-age population
▼ vs 2019
Education & Talent Pipeline
Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
34.4% ▲
HS Diploma+
92.9% ▲
Regional / Statewide Institutions
Total credentials awarded
58,559/yr
18,769/yr
9,530/yr
8,800/yr
8,368/yr
7,300/yr
5,792/yr
Aging Workforce
Source: Census Bureau ACS · Derived from age & employment tables
21.5%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.
Workforce by Occupation
Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
38%
Service
21.5%
Sales & Office
19.5%
Construction / Maint.
9.8%
Production / Transport
11.3%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 26,938 employed workers.
Key Takeaways
- Low participation: 56.4% labor force participation suggests untapped capacity; workforce development programs may unlock supply.
- Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 37,099 annual credentials.
Source: ACS workforce data and College Scorecard.
AI Insights
AI-assisted analysis, drawn from 9 federal data sources
Sample AI Insight
Otsego County shows emerging potential for gasoline stations and fuel dealers attraction, with a 2.44x concentration and 372 jobs in this sub-sector.
The interconnected base across gasoline stations and fuel dealers, , and insurance carriers and related activities creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.
Industry Shift Analysis
Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100
Prospect Match Scores
Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example
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Data Sources
Updated from official federal government data.
Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23
Frequently Asked Questions
Key economic and demographic figures for Otsego County, New York, from federal data sources.
What is the population of Otsego County, New York?
60,108 (U.S. Census Bureau, ACS 5-Year Estimates).
What is the median household income in Otsego County, New York?
$68,885 (U.S. Census Bureau, ACS 5-Year Estimates).
What is the unemployment rate in Otsego County, New York?
4.3% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).
What is the GDP of Otsego County, New York?
$3.5B (U.S. Bureau of Economic Analysis, CAGDP1).
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