Holt County, Nebraska

• Income gap: Households earn meaningfully less than the national median, which directly affects retail demand, housing absorption, and tax base.
• Talent gap: Bachelor's-or-higher attainment trails the national average by 6.6 pts, relevant for advanced-services attraction strategy.
• Aging population: Median age of 42 is materially above the U.S. norm; succession planning and senior-services demand are real factors.

• Largest sector: Retail Trade employs 553 workers (23.5% of tracked sectors), at an average wage of $28,697.
• Economic scale: Regional GDP of $913M (2024).
• Wage stratification: Finance and Insurance averages $78,296 while Accommodation and Food Services averages $18,683, a 4.2x spread in the same local economy, with implications for workforce development and talent strategy.

• Top specialization: Animal Production and Aquaculture concentrates at 34.15x the national norm, top-decile concentration, the kind of signature sector that defines a region's economic identity to site selectors.
• Cluster depth: 10 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
• Attraction whitespace: 3 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.

• Affordable market: Home value to income ratio of 2.4x is well below the ~4.1x national average; supports talent attraction and family settlement narratives.
• High home ownership: 72.3% owner-occupied; rental supply may be tight for incoming workers.
• Elevated vacancy: 17.3% vacancy rate. In resort, rural, and seasonal markets much of this is recreational/seasonal (second homes), not available supply; confirm the vacancy-by-reason split before treating it as a redevelopment opportunity.
• Broadly affordable rents: All 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$1,713/mo), a clear cost-of-living advantage for workforce attraction.

• Succession risk is real: 27.2% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
• Short commutes: 16.4-minute mean commute is a quality-of-life and labor-access advantage worth surfacing for site selectors.
• Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 12,952 annual credentials.

Holt County shows strong potential for animal production and aquaculture attraction, with a 34.15x concentration and 257 jobs in this sub-sector. It ranks in the top decile nationally. Near-term succession risk is elevated, with 27.2% of the working-age population within 10 years of retirement age.

The interconnected base across animal production and aquaculture, crop production, and gasoline stations and fuel dealers creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.