ExecutivePulse
Official Federal Data

Harford County, Maryland

FIPS 24025 · Baltimore-Columbia-Towson, MD · Population 263,757
9 Sources Updated June 22, 2026
$112,265
Median Income
$80,734 national
3.6%
Unemployment
4% national
$17.9B
GDP
40.3%
Bachelor's+
35.7% national

Demographics & Population

Census Bureau American Community Survey 2020-2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$112,265
Per Capita
$51,717
Mean Household
$133,148
Poverty Rate
7.1%
Median Income Comparison
Harford County$112,265
Maryland$103,678
National$80,734

Population Profile

Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
65+: 17.4% (46,016 residents) 55-64: 14.3% (37,619 residents) 35-54: 26.2% (69,199 residents) 18-34: 19.8% (52,146 residents) Under 18: 22.3% (58,777 residents) 40 Median Age
Cohorts
Under 18 · 22.3%
18-34 · 19.8%
35-54 · 26.2%
55-64 · 14.3%
65+ · 17.4%
Race & Ethnicity
White73%
Black or African American14.3%
Asian3%
Hispanic or Latino(any race)5.8%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
95.1%
High School+
National: 89.6%
▲ +5.5 pts
40.3%
Bachelor's+
National: 35.7%
▲ +4.6 pts
17%
Graduate+
National: 14.1%
▲ +2.9 pts

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
263,757
Population
143,010
Labor Force
Employed
136,174
Unemployment Rate BLS LAUS 2025 annual
3.6% ▲ +0.7 pts YoY
Mean Commute 6 min above national avg
32.1 min
Work From Home vs 15.1% national
14.9%
Key Takeaways
  • Income premium: Households earn well above the national median, supporting strong retail and housing markets.

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$17.9B
Gross Domestic Product · 2024
Source: Bureau of Economic Analysis · CAGDP1 Regional GDP

Top Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2025 Annual
Top industries by employment in Harford County, Maryland, with employment, share of top sectors, and average wage
IndustryEmploymentShare of Top 10Avg Wage
1Retail Trade
11,906 17.5%
$41,236
2Health Care and Social Assistance
11,658 17.1%
$60,134
3Accommodation and Food Services
8,280 12.1%
$25,557
4Professional, Scientific, and Technical Services
8,222 12.1%
$114,642
5Construction
6,452 9.5%
$77,094
6Transportation and Warehousing
6,190 9.1%
$52,340
7Manufacturing
4,855 7.1%
$79,453
8Administrative and Support and Waste Management
4,562 6.7%
$54,611
9Wholesale Trade
3,054 4.5%
$73,925
10Other Services (except Public Administration)
2,993 4.4%
$47,690
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Key Takeaways
  • Largest sector: Retail Trade employs 11,906 workers (17.5% of tracked sectors), at an average wage of $41,236.
  • Economic scale: Regional GDP of $17.9B (2024).
  • Wage stratification: Professional, Scientific, and Technical Services averages $114,642 while Accommodation and Food Services averages $25,557, a 4.5x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
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Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Concentrated Industries
Source: BLS QCEW · 3-digit NAICS sub-sector · Location Quotient vs. national employment share
Same source as the Top Industries table above, sub-sector view surfaces the specialization the supersector view masks (e.g., Plastics & Rubber Manufacturing inside the Manufacturing supersector).
Warehousing and Storage
2.93x
3,439
Heavy and Civil Engineering Construction
2.10x
1,535
Wholesale Trade Agents and Brokers
1.74x
478
Food and Beverage Retailers
1.69x
3,379
Transit and Ground Passenger Transportation
1.62x
563

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Transportation & Warehousing Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
4,002
Cluster Employment
2.93x
Peak LQ
Concentrated Sub-Sectors
Warehousing and Storage
2.93x 3,439
Heavy and Civil Engineering Construction
2.10x 1,535
Wholesale Trade Agents and Brokers
1.74x 478
Food and Beverage Retailers
1.69x 3,379
Transit and Ground Passenger Transportation
1.62x 563

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.16x
Management of Companies and Enterprises
255 employed
0.18x
Miscellaneous Manufacturing
68 employed
Key Takeaways
  • Top specialization: Warehousing and Storage concentrates at 2.93x the national norm.
  • Cluster depth: 5 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
  • Attraction whitespace: 8 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Harford County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2025 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS · HUD Fair Market Rents FY2026

Housing Overview

Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$386,400
Median Home Value vs 2019
$1,586
Rent/Mo
79.7%
Owner-Occ
3.5%
Vacancy
3.4x
Home Value to Income Ratio
vs. ~4.1x national average

HUD Fair Market Rents

Source: HUD · Fair Market Rents FY2026
Studio
$1,362/mo
1 Bedroom
$1,511/mo
2 Bedroom
$1,857/mo
3 Bedroom
$2,358/mo
4 Bedroom
$2,611/mo
30% of monthly median household income (~$2,807/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
  • In line with national: Home value to income ratio of 3.4x sits near the ~4.1x national average; affordability is neither a clear advantage nor a recruitment friction.
  • High home ownership: 79.7% owner-occupied; rental supply may be tight for incoming workers.
  • Broadly affordable rents: All 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$2,807/mo), a clear cost-of-living advantage for workforce attraction.
Source: Census ACS housing tables + HUD Fair Market Rents.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
158,964
Working Age (18-64) vs 2019
Mean Commute 6 min above national avg
32.1 min
Work From Home vs 15.1% national
14.9%
Prime-Age Employed (25-54)
85.7%
of prime-age population
Labor force participation rate: 69.8% of working-age population (18-64) 70% Participation
▼ vs 2019

Education & Talent Pipeline

Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
40.3%
HS Diploma+
95.1%
Regional / Statewide Institutions
Total credentials awarded
42,931/yr
University of Maryland Global Campus 15,061/yr
University of Maryland-College Park 12,553/yr
Towson University 5,915/yr
University of Maryland-Baltimore County 3,902/yr
Montgomery College 2,980/yr
Community College of Baltimore County 2,520/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
23.7%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
50.2%
Service
12.9%
Sales & Office
19.6%
Construction / Maint.
7.3%
Production / Transport
10%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 136,174 employed workers.
Key Takeaways
  • Succession risk is real: 23.7% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
  • Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 33,529 annual credentials.
Source: ACS workforce data and College Scorecard.

AI Insights

AI-assisted analysis, drawn from 9 federal data sources

Sample AI Insight

Harford County shows emerging potential for warehousing and storage attraction, with a 2.93x concentration and 3,439 jobs in this sub-sector. Near-term succession risk is elevated, with 23.7% of the working-age population within 10 years of retirement age.

The interconnected base across warehousing and storage, heavy and civil engineering construction, and wholesale trade agents and brokers creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example

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Data Sources

Updated from official federal government data.

Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23

Frequently Asked Questions

Key economic and demographic figures for Harford County, Maryland, from federal data sources.

What is the population of Harford County, Maryland?

263,757 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the median household income in Harford County, Maryland?

$112,265 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the unemployment rate in Harford County, Maryland?

3.6% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).

What is the GDP of Harford County, Maryland?

$17.9B (U.S. Bureau of Economic Analysis, CAGDP1).