ExecutivePulse
Official Federal Data

Calvert County, Maryland

FIPS 24009 · Lexington Park, MD · Population 94,313
9 Sources Updated June 22, 2026
$133,922
Median Income
$80,734 national
3.5%
Unemployment
4% national
$6.2B
GDP
37%
Bachelor's+
35.7% national

Demographics & Population

Census Bureau American Community Survey 2020-2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$133,922
Per Capita
$57,710
Mean Household
$158,598
Poverty Rate
3.9%
Median Income Comparison
Calvert County$133,922
Maryland$103,678
National$80,734

Population Profile

Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
65+: 16.3% (15,402 residents) 55-64: 15.1% (14,279 residents) 35-54: 26.2% (24,706 residents) 18-34: 19.2% (18,130 residents) Under 18: 23.1% (21,796 residents) 41 Median Age
Cohorts
Under 18 · 23.1%
18-34 · 19.2%
35-54 · 26.2%
55-64 · 15.1%
65+ · 16.3%
Race & Ethnicity
White75%
Black or African American12.2%
Asian1.9%
Hispanic or Latino(any race)5.2%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
94.9%
High School+
National: 89.6%
▲ +5.3 pts
37%
Bachelor's+
National: 35.7%
▲ +1.3 pts
16.6%
Graduate+
National: 14.1%
▲ +2.5 pts

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
94,313
Population
50,107
Labor Force
Employed
47,678
Unemployment Rate BLS LAUS 2025 annual
3.5% ▲ +0.7 pts YoY
Mean Commute 13 min above national avg
39.3 min
Work From Home vs 15.1% national
18.5%
Key Takeaways
  • Income premium: Households earn well above the national median, supporting strong retail and housing markets.

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$6.2B
Gross Domestic Product · 2024
Source: Bureau of Economic Analysis · CAGDP1 Regional GDP

Top Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2025 Annual
Top industries by employment in Calvert County, Maryland, with employment, share of top sectors, and average wage
IndustryEmploymentShare of Top 10Avg Wage
1Health Care and Social Assistance
3,396 23.3%
$55,960
2Retail Trade
3,305 22.7%
$38,130
3Accommodation and Food Services
2,997 20.6%
$25,663
4Construction
1,756 12.1%
$81,275
5Utilities
1,216 8.3%
$172,785
6Other Services (except Public Administration)
966 6.6%
$44,738
7Finance and Insurance
350 2.4%
$110,206
8Educational Services
300 2.1%
$27,275
9Arts, Entertainment, and Recreation
286 2.0%
$37,569
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Key Takeaways
  • Largest sector: Health Care and Social Assistance employs 3,396 workers (23.3% of tracked sectors), at an average wage of $55,960.
  • Economic scale: Regional GDP of $6.2B (2024).
  • Wage stratification: Utilities averages $172,785 while Accommodation and Food Services averages $25,663, a 6.7x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
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Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Concentrated Industries
Source: BLS QCEW · 3-digit NAICS sub-sector · Location Quotient vs. national employment share
Same source as the Top Industries table above, sub-sector view surfaces the specialization the supersector view masks (e.g., Plastics & Rubber Manufacturing inside the Manufacturing supersector).
Utilities
13.94x
1,216
Food and Beverage Retailers
2.71x
1,274
Transit and Ground Passenger Transportation
2.06x
168
Gasoline Stations and Fuel Dealers
1.97x
299
Personal and Laundry Services
1.91x
436
Food Services and Drinking Places
1.61x
2,845
Specialty Trade Contractors
1.60x
1,208

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Accommodation & Food Services Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
2,845
Cluster Employment
1.61x
Peak LQ
Concentrated Sub-Sectors
Utilities
13.94x 1,216
Food and Beverage Retailers
2.71x 1,274
Transit and Ground Passenger Transportation
2.06x 168
Gasoline Stations and Fuel Dealers
1.97x 299
Personal and Laundry Services
1.91x 436
Food Services and Drinking Places
1.61x 2,845
Specialty Trade Contractors
1.60x 1,208

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.26x
Insurance Carriers and Related Activities
96 employed
Key Takeaways
  • Top specialization: Utilities concentrates at 13.94x the national norm, top-decile concentration, the kind of signature sector that defines a region's economic identity to site selectors.
  • Cluster depth: 7 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
  • Attraction whitespace: 8 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Calvert County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2025 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS · HUD Fair Market Rents FY2026

Housing Overview

Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$460,200
Median Home Value vs 2019
$1,759
Rent/Mo
87.2%
Owner-Occ
7.3%
Vacancy
3.4x
Home Value to Income Ratio
vs. ~4.1x national average

HUD Fair Market Rents

Source: HUD · Fair Market Rents FY2026
Studio
$1,811/mo
1 Bedroom
$1,851/mo
2 Bedroom
$2,083/mo
3 Bedroom
$2,639/mo
4 Bedroom
$3,106/mo
30% of monthly median household income (~$3,348/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
  • In line with national: Home value to income ratio of 3.4x sits near the ~4.1x national average; affordability is neither a clear advantage nor a recruitment friction.
  • High home ownership: 87.2% owner-occupied; rental supply may be tight for incoming workers.
  • Broadly affordable rents: All 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$3,348/mo), a clear cost-of-living advantage for workforce attraction.
Source: Census ACS housing tables + HUD Fair Market Rents.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
57,115
Working Age (18-64) vs 2019
Mean Commute 13 min above national avg
39.3 min
Work From Home vs 15.1% national
18.5%
Prime-Age Employed (25-54)
82.2%
of prime-age population
Labor force participation rate: 69.1% of working-age population (18-64) 69% Participation
▼ vs 2019

Education & Talent Pipeline

Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
37%
HS Diploma+
94.9%
Regional / Statewide Institutions
Total credentials awarded
42,931/yr
University of Maryland Global Campus 15,061/yr
University of Maryland-College Park 12,553/yr
Towson University 5,915/yr
University of Maryland-Baltimore County 3,902/yr
Montgomery College 2,980/yr
Community College of Baltimore County 2,520/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
25%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
51.1%
Service
13.9%
Sales & Office
16.6%
Construction / Maint.
10.8%
Production / Transport
7.7%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 47,678 employed workers.
Key Takeaways
  • Succession risk is real: 25% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
  • Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 33,529 annual credentials.
Source: ACS workforce data and College Scorecard.

AI Insights

AI-assisted analysis, drawn from 9 federal data sources

Sample AI Insight

Calvert County shows strong potential for utilities attraction, with a 13.94x concentration and 1,216 jobs in this sub-sector. It ranks in the top decile nationally. Near-term succession risk is elevated, with 25% of the working-age population within 10 years of retirement age.

The interconnected base across utilities, food and beverage retailers, and transit and ground passenger transportation creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example

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Data Sources

Updated from official federal government data.

Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23

Frequently Asked Questions

Key economic and demographic figures for Calvert County, Maryland, from federal data sources.

What is the population of Calvert County, Maryland?

94,313 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the median household income in Calvert County, Maryland?

$133,922 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the unemployment rate in Calvert County, Maryland?

3.5% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).

What is the GDP of Calvert County, Maryland?

$6.2B (U.S. Bureau of Economic Analysis, CAGDP1).