Official Federal Data
Gallatin County, Kentucky
FIPS 21077 · Cincinnati, OH-KY-IN · Population 8,769
9 Sources
Updated June 22, 2026
$63,346 ▲
Median Income
$80,734 national
4.5% ▼
Unemployment
4% national
$461M ▲
GDP
15% ▲
Bachelor's+
35.7% national
Small population: 8,769 residents. These figures come from the U.S. Census Bureau’s American Community Survey 5-year estimates, which carry a wide margin of error for places under 20,000 people. Read each value as an approximate range, and treat year-over-year changes as indicative rather than exact. A small shift can reflect survey sampling, not a real change on the ground.
Demographics & Population
Census Bureau American Community Survey 2020-2024 · 5-Year Estimates
Household Income
Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$63,346 ▲
Per Capita
$32,778 ▲
Mean Household
$84,224 ▲
Poverty Rate
13.8% ▼approx.
Median Income Comparison
Gallatin County$63,346
Kentucky$63,726
National$80,734
Population Profile
Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
Cohorts
Under 18 · 23%
18-34 · 22%
35-54 · 24.4%
55-64 · 14.8%
65+ · 15.9%
Race & Ethnicity
Hispanic or Latino is an ethnic category and overlaps with the race categories above.
Educational Attainment
Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
84.6%
High School+
National: 89.6%
▼ 5.0 pts
15%
Bachelor's+
National: 35.7%
▼ 20.7 pts
5.3%
Graduate+
National: 14.1%
▼ 8.8 pts
Employment Overview
Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
8,769
Population
4,270
Labor Force
Employed
4,073
Unemployment Rate BLS LAUS 2025 annual
4.5% ▼ 0.1 pts YoY
Mean Commute 3 min above national avg
29.5 min
Work From Home vs 15.1% national
4.5%
Key Takeaways
- Income gap: Households earn meaningfully less than the national median, which directly affects retail demand, housing absorption, and tax base.
- Talent gap: Bachelor's-or-higher attainment trails the national average by 20.7 pts, relevant for advanced-services attraction strategy.
Economy & Industry
Bureau of Labor Statistics QCEW · Bureau of Economic Analysis
Key Takeaways
- Largest sector: Retail Trade employs 130 workers (45.5% of tracked sectors), at an average wage of $26,503.
- Economic scale: Regional GDP of $461M (2024).
- Wage stratification: Finance and Insurance averages $69,661 while Retail Trade averages $26,503, a 2.6x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
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Industry Concentration
Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.
Cluster Depth
Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Goods-Producing Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
800
Cluster Employment
2.18x
Peak LQ
Concentrated Sub-Sectors
Gasoline Stations and Fuel Dealers
3.24x 55
2.18x 800
Attraction Opportunities
LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.45x
Administrative and Support Services
62 employed
Key Takeaways
- Top specialization: Gasoline Stations and Fuel Dealers concentrates at 3.24x the national norm, strong concentration that anchors the local economy and supports supply-chain attraction strategy.
- Attraction whitespace: 6 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Housing & Affordability
Census ACS · HUD Fair Market Rents FY2026
Housing Overview
Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$178,200 ▲
Median Home Value vs 2019
$832 ▲
Rent/Mo
75.1% ▲
Owner-Occ
14.4% ▼
Vacancy
2.8x
Home Value to Income Ratio - Affordable
vs. ~4.1x national average
HUD Fair Market Rents
Source: HUD · Fair Market Rents FY2026
Studio
$958/mo
1 Bedroom
$1,051/mo
2 Bedroom
$1,353/mo
3 Bedroom
$1,785/mo
4 Bedroom
$1,976/mo
30% of monthly median household income (~$1,584/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
- Affordable market: Home value to income ratio of 2.8x is well below the ~4.1x national average; supports talent attraction and family settlement narratives.
- High home ownership: 75.1% owner-occupied; rental supply may be tight for incoming workers.
- Elevated vacancy: 14.4% vacancy rate. In resort, rural, and seasonal markets much of this is recreational/seasonal (second homes), not available supply; confirm the vacancy-by-reason split before treating it as a redevelopment opportunity.
- Affordable rent tiers: 3 of 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$1,584/mo).
Source: Census ACS housing tables + HUD Fair Market Rents.
Workforce Pipeline
Labor force readiness, commuting, and workforce composition
Labor Market Overview
Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
5,366 ▼
Working Age (18-64) vs 2019
Mean Commute 3 min above national avg
29.5 min
Work From Home vs 15.1% national
4.5%
Prime-Age Employed (25-54)
78.6%
of prime-age population
▲ vs 2019
Education & Talent Pipeline
Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
15% ▲
HS Diploma+
84.6% ▲
Regional / Statewide Institutions
Total credentials awarded
35,189/yr
8,890/yr
6,956/yr
5,751/yr
5,011/yr
4,485/yr
4,096/yr
Aging Workforce
Source: Census Bureau ACS · Derived from age & employment tables
24.3%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.
Workforce by Occupation
Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
23.7%
Service
18%
Sales & Office
14.5%
Construction / Maint.
11.9%
Production / Transport
31.8%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 4,073 employed workers.
Key Takeaways
- Succession risk is real: 24.3% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
- Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 21,597 annual credentials.
Source: ACS workforce data and College Scorecard.
AI Insights
AI-assisted analysis, drawn from 9 federal data sources
Sample AI Insight
Gallatin County shows meaningful potential for gasoline stations and fuel dealers attraction, with a 3.24x concentration and 55 jobs in this sub-sector. Near-term succession risk is elevated, with 24.3% of the working-age population within 10 years of retirement age.
Industry Shift Analysis
Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100
Prospect Match Scores
Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example
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Data Sources
Updated from official federal government data.
Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23
Frequently Asked Questions
Key economic and demographic figures for Gallatin County, Kentucky, from federal data sources.
What is the population of Gallatin County, Kentucky?
8,769 (U.S. Census Bureau, ACS 5-Year Estimates).
What is the median household income in Gallatin County, Kentucky?
$63,346 (U.S. Census Bureau, ACS 5-Year Estimates).
What is the unemployment rate in Gallatin County, Kentucky?
4.5% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).
What is the GDP of Gallatin County, Kentucky?
$461M (U.S. Bureau of Economic Analysis, CAGDP1).
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