ExecutivePulse
Official Federal Data

Stephens County, Georgia

FIPS 13257 · Toccoa, GA · Population 27,012
9 Sources Updated June 22, 2026
$54,754
Median Income
$80,734 national
4.1%
Unemployment
4% national
$1.4B
GDP
15.1%
Bachelor's+
35.7% national

Demographics & Population

Census Bureau American Community Survey 2020-2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
Median Household
$54,754
Per Capita
$28,424
Mean Household
$69,096
Poverty Rate
15.8%
Median Income Comparison
Stephens County$54,754
Georgia$77,353
National$80,734

Population Profile

Source: Census Bureau ACS 2020-2024 · Tables B01001, B02001, B03003
65+: 21.2% (5,735 residents) 55-64: 13.2% (3,572 residents) 35-54: 22.8% (6,157 residents) 18-34: 21.4% (5,785 residents) Under 18: 21.3% (5,763 residents) 41 Median Age
Cohorts
Under 18 · 21.3%
18-34 · 21.4%
35-54 · 22.8%
55-64 · 13.2%
65+ · 21.2%
Race & Ethnicity
White81%
Black or African American8.1%
Asian1.1%
Hispanic or Latino(any race)4%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2020-2024 · Table B15003 · Population 25+
85.1%
High School+
National: 89.6%
▼ 4.5 pts
15.1%
Bachelor's+
National: 35.7%
▼ 20.6 pts
5.8%
Graduate+
National: 14.1%
▼ 8.3 pts

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2020-2024 5-Year Estimates
27,012
Population
12,519
Labor Force
Employed
11,848
Unemployment Rate BLS LAUS 2025 annual
4.1% ▲ +0.2 pts YoY
Mean Commute 3 min below national avg
23.8 min
Work From Home vs 15.1% national
7.8%
Key Takeaways
  • Income gap: Households earn meaningfully less than the national median, which directly affects retail demand, housing absorption, and tax base.
  • Elevated poverty: At 15.8%, the rate is in economically distressed territory and supports federal funding narratives (CDFI, NMTC, EDA).
  • Talent gap: Bachelor's-or-higher attainment trails the national average by 20.6 pts, relevant for advanced-services attraction strategy.

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$1.4B
Gross Domestic Product · 2024
Source: Bureau of Economic Analysis · CAGDP1 Regional GDP

Top Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2025 Annual
Top industries by employment in Stephens County, Georgia, with employment, share of top sectors, and average wage
IndustryEmploymentShare of Top 10Avg Wage
1Manufacturing
1,961 38.6%
$62,785
2Retail Trade
1,251 24.6%
$34,194
3Accommodation and Food Services
691 13.6%
$21,524
4Construction
302 5.9%
$58,794
5Administrative and Support and Waste Management
222 4.4%
$39,654
6Finance and Insurance
188 3.7%
$54,240
7Other Services (except Public Administration)
160 3.1%
$30,710
8Arts, Entertainment, and Recreation
133 2.6%
$26,119
9Wholesale Trade
123 2.4%
$52,478
10Information
55 1.1%
$84,070
Track industry shifts with AI

ExecutivePulse monitors WARN notices, BLS changes, and SEC filings for your top employers.

Learn More
Key Takeaways
  • Largest sector: Manufacturing employs 1,961 workers (38.6% of tracked sectors), at an average wage of $62,785.
  • Economic scale: Regional GDP of $1.4B (2024).
  • Wage stratification: Information averages $84,070 while Accommodation and Food Services averages $21,524, a 3.9x spread in the same local economy, with implications for workforce development and talent strategy.
Source: BLS QCEW + BEA Regional GDP.
Seeing a change here?

EP customers get year-over-year deltas, WARN notices, and SEC filings for every sector tracked above, surfaced as proactive alerts, not after-the-fact news.

Get Deeper Trends

Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Concentrated Industries
Source: BLS QCEW · 3-digit NAICS sub-sector · Location Quotient vs. national employment share
Same source as the Top Industries table above, sub-sector view surfaces the specialization the supersector view masks (e.g., Plastics & Rubber Manufacturing inside the Manufacturing supersector).
Furniture and Related Product Manufacturing
39.15x
689
Textile Mills
31.95x
137
Fabricated Metal Product Manufacturing
3.20x
241
General Merchandise Retailers
2.64x
451
Forestry and Logging
2.48x
6
Building Material and Garden Supply Retailers
2.36x
171
Health and Personal Care Retailers
2.11x
118
1.94x
2,322

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Goods-Producing Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
2,322
Cluster Employment
1.94x
Peak LQ
Concentrated Sub-Sectors
Furniture and Related Product Manufacturing
39.15x 689
Textile Mills
31.95x 137
Fabricated Metal Product Manufacturing
3.20x 241
General Merchandise Retailers
2.64x 451
Forestry and Logging
2.48x 6
Building Material and Garden Supply Retailers
2.36x 171
Health and Personal Care Retailers
2.11x 118
1.94x 2,322

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
Key Takeaways
  • Top specialization: Furniture and Related Product Manufacturing concentrates at 39.15x the national norm, top-decile concentration, the kind of signature sector that defines a region's economic identity to site selectors.
  • Cluster depth: 8 sub-sectors register LQ ≥ 1.5, suggesting an interconnected industrial base rather than reliance on a single employer or sector.
  • Attraction whitespace: 8 sub-sectors register LQ < 0.5, candidates for diversification or recruitment depending on labor-market fit.
Source: BLS QCEW sub-sector Location Quotients.
Stephens County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2025 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS · HUD Fair Market Rents FY2026

Housing Overview

Source: Census Bureau ACS 2020-2024 5-Year Estimates · Tables B25001, B25077, B25064
$175,300
Median Home Value vs 2019
$820
Rent/Mo
73.6%
Owner-Occ
14.8%
Vacancy
3.2x
Home Value to Income Ratio
vs. ~4.1x national average

HUD Fair Market Rents

Source: HUD · Fair Market Rents FY2026
Studio
$762/mo
1 Bedroom
$767/mo
2 Bedroom
$1,006/mo
3 Bedroom
$1,275/mo
4 Bedroom
$1,688/mo
30% of monthly median household income (~$1,369/mo) · rents above this line are typically considered cost-burdened.
Key Takeaways
  • In line with national: Home value to income ratio of 3.2x sits near the ~4.1x national average; affordability is neither a clear advantage nor a recruitment friction.
  • High home ownership: 73.6% owner-occupied; rental supply may be tight for incoming workers.
  • Elevated vacancy: 14.8% vacancy rate. In resort, rural, and seasonal markets much of this is recreational/seasonal (second homes), not available supply; confirm the vacancy-by-reason split before treating it as a redevelopment opportunity.
  • Affordable rent tiers: 4 of 5 HUD Fair Market Rent bedroom tiers sit below the 30%-of-median-income affordability threshold (~$1,369/mo).
Source: Census ACS housing tables + HUD Fair Market Rents.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2020-2024 · Tables B01001, B23025, B08303, B08301
15,514
Working Age (18-64) vs 2019
Mean Commute 3 min below national avg
23.8 min
Work From Home vs 15.1% national
7.8%
Prime-Age Employed (25-54)
81.2%
of prime-age population
Labor force participation rate: 58.9% of working-age population (18-64) 59% Participation
▲ vs 2019

Education & Talent Pipeline

Source: Census ACS 2020-2024 · Table B15003 · College Scorecard
Bachelor's+
15.1%
HS Diploma+
85.1%
Regional / Statewide Institutions
Total credentials awarded
48,676/yr
University of Georgia 13,515/yr
Georgia Institute of Technology-Main Campus 9,969/yr
Georgia State University 8,351/yr
Kennesaw State University 7,682/yr
Georgia Southern University 5,669/yr
Savannah College of Art and Design 3,490/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
23%
55-64 of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2020-2024 · Table C24010 · Civilian employed population 16+
Management / Professional
26.4%
Service
17%
Sales & Office
24.8%
Construction / Maint.
9.4%
Production / Transport
22.4%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 11,848 employed workers.
Key Takeaways
  • Succession risk is real: 23% of working-age residents are 55-64. Plan for retirements over the next decade and pair attraction strategy with talent retention.
  • Low participation: 58.9% labor force participation suggests untapped capacity; workforce development programs may unlock supply.
  • Talent pipeline: 6 regional institutions feed the workforce; the top three combined produce 31,835 annual credentials.
Source: ACS workforce data and College Scorecard.

AI Insights

AI-assisted analysis, drawn from 9 federal data sources

Sample AI Insight

Stephens County shows strong potential for furniture and related product manufacturing attraction, with a 39.15x concentration and 689 jobs in this sub-sector. It ranks in the top decile nationally. Near-term succession risk is elevated, with 23% of the working-age population within 10 years of retirement age.

The interconnected base across furniture and related product manufacturing, textile mills, and fabricated metal product manufacturing creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100
Illustrative example

Take it further

AI Insights: Built into ExecutivePulse. Continuous analysis tied to your own pipeline: industry-shift signals, prospect matches, retention prompts.

Managed Services: Prefer to hand it off? Our team delivers the analysis and consulting for you.

Schedule a Demo
Available as premium offerings.

Data Sources

Updated from official federal government data.

Census ACS 5-Year2024
BLS QCEW2025 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2024
USAspending.govFY2026
College ScorecardAY 2022-23

Frequently Asked Questions

Key economic and demographic figures for Stephens County, Georgia, from federal data sources.

What is the population of Stephens County, Georgia?

27,012 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the median household income in Stephens County, Georgia?

$54,754 (U.S. Census Bureau, ACS 5-Year Estimates).

What is the unemployment rate in Stephens County, Georgia?

4.1% (2025 annual average, U.S. Bureau of Labor Statistics, LAUS).

What is the GDP of Stephens County, Georgia?

$1.4B (U.S. Bureau of Economic Analysis, CAGDP1).